Watchman Sentinel Point. Designed to
work with outboard or sterndrive pow-
ered boats, this unit texts you via GSM
when moved across its geofence, if the
battery goes dead, or if your outboard is
disconnected from the battery. It will be
particularly attractive to those owning
outboards, which thieves occasionally try
to remove from the boat.
GOST offers a tracker as well, in the
1.0 is designed to be mounted in a hid-
It’s an unfortunate reality that
there are boat thieves out there who
could be eyeballing Mom’s Mink at
this very moment. Your boat is a valuable asset. Protect it with one of these
systems and you vastly improve the
chances that it won’t become one of
those sad statistics.
Behind the scenes at the BoatU.S.
Special Investigative Unit
Our investigators are put on the job when something smells fishy.
Rooting out costly fraud serves to keep your insurance rates down
BY CHARLES FORT
Rich Carroll is a nice guy. Big, jovial, funny, and always mov- ing, like a restless bear. He has an edge though, likely borne from being a New Jersey cop for many years. With more
years working as a fire investigator and
even more as a polygraph examiner with
the Pennsylvania Office of Attorney
General, Carroll is a perfect fit for his job
as director of the Special Investigations
Unit (SIU) at BoatU.S.
The SIU was
developed in 2012
people we insure
are honest,” he says. “But the few who
try to get away with fraud unfairly
make everyone else pay more.” The SIU
aggressively goes after that 1 percent.
Carroll says that the SIU has a three-part
approach to combating fraud: investi-
gating suspected fraud by people who
are insured and by those who try to
fraudulently file bogus claims against
those insured by us, training claims and
underwriting personnel on how to spot
fraud, and acting as a liaison to law-
enforcement and state insurance bureaus.
That last part is key. Working with
a large network of law-enforcement
contacts helps both the SIU and cops
The SIU gets