More than a quarter of the time, our
insured’s boat burns when something
else goes up in flames – the marina, the
storage facility, the house, the garage,
the barn, the neighbor’s house. In more
than 70 percent of those cases, it’s the
marina that burns. A high percentage of
those fires start on someone else’s boat.
That means that every boat owner has a
responsibility to prevent fires on board,
not just to keep his or her boat safe, but
also to keep the people, boats, and
property around it safe.
74 | Seamanship 78 | Communications
5The Fire Top Five What the claim files teach us about preventing boat fires By Beth A. Leonard
Fire ranked number five among the causes of loss for BoatU.S. Marine Insurancebetween2008 and 2012. The majority of these fires start in a few very
specific places aboard, with many
of them originating in the engine
compartment where fuel and an ignition source have a high likelihood
of coming together.
boat well, particularly with respect
to the electrical and
fuel systems, is the
best way to prevent fires aboard.
However, there are
five specific areas
that lead to most of
the fires we see in our claim files. If
every boater paid attention to these
five things, we could prevent a third
or more of all fires aboard boats.
the top 10
causes of boat