BoatU.S. Services: Three towing ports including TowBoatU.S. Annapolis, and 10+ BoatU.S. Cooperating
Marinas offering discounts on repairs, transient slips, fuel.
winter temp. 38 to
80 summer. Light
winds in August
area, plenty of
family. 16% state
estate tax on
estates of more
than $1 million
Bay is full of rivers, coves, anchorages
12 full-service boatyards and 18 marinas in Annapolis
area, dozens of
services, 5 West
Marine stores nearby. Slips $2,000-
depending on size,
location. Docking in/
harbor is pricey
County Hospital |
Baltimore: Top-rated Johns
Hopkins Hospital |
VA Medical Centers
( 31 miles); Reagan
( 40 miles); Dulles
Airport ( 65 miles)
boating, fishing on
Home to the U.S.
St. John’s College.
State House briefly
the meeting place
Museum, filled with
models of warships through the
Washington, and St.
Mary’s City, home
of English settlers
PRICE $351, 100
living costs generally track with home prices.
If they’re higher than the national average,
everything else is likely to be more expensive.
Ask yourself, would I be happy in that town
if I didn’t have a boat?
Spend time in the community. Visit the
local yacht club, chamber of commerce, and
some marinas; ask about prices (for slips,
standard boat-maintenance tasks, winter storage), boatyard rules about DIY, maintenance,
yacht-club membership, and so on. Visit places
they recommend. If you’re a fisherman, drop
plenty of small
COST OF LIVING
17.5% above the
TAXES 2%- 5.75%
state income tax;
6% state sales tax;
10% state inheritance tax except
MID-ATLANTIC SAILING CAPITAL. Chesapeake Bay and tributaries are laden
with history and scores of rivers, inlets, and waterside communities. Downside:
Often windless and hot in late summer with fast-moving thunderstorms.
Chesapeake Bay, Rivers ANNAPOLIS, MD
into sporting goods stores and chat with fellow
anglers. Find a good real-estate agent, and get
familiar with the neighborhoods that fit your
style and budget. Get out on the water and see
where you’ll be boating. If you can’t bring your
boat, charter one for a few days.
“Visiting a community for extended peri-
ods is one of the most important things you
should do,” says Gabi Redford, editorial proj-
ects manager who compiles recommenda-
tions for potential retirement spots for AARP
The Magazine. Ask questions about every-
thing, says Redford, a Chesapeake Bay boater.
“Otherwise, you won’t know what it’s going
to be like in your new hometown. You may
end up bored out of your mind, and not have
suspected that until you’ve actually moved. If
you can, take your boat on your visit to get a
realistic idea of what your boating experience
in that new community will be like.”
Visit several towns or cities. Ask everyone
you meet about living costs in that com-
munity. What are income taxes, sales taxes,
property taxes, and boat-related taxes like?
Will you have to pay an ad valorem tax on
your current car or boat when you bring it
into the state? Cash outlays almost always
Be sure your spouse is on board. Kiplinger’s
Susan Garland warns that unless your husband or wife enjoys boating as much as you,